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Home
About Us
Staff
Statutes & Regulations
Resources
Licensee Records
Bank Holidays
Fees and Prime Interest Rate
Resources and Complaints
Opinions & Orders
Enforcement Actions
Proposed Regulations
Licensing
Banking
Check Cashing - Deferred Deposit Services
Collection Agency, Collection Manager
Collection Manager Testing
Consumer Litigation Funding Company
Credit Unions
Installment Loans
Money Transmitters
NAC 97
Private Professional Guardians
Thrift Company
Trust Company
Uniform-Debt-Management Services
Savings Bank
Notice & Information
Contact Us
Map & Driving Directions to the Licensing Office
Map & Driving Directions to the Office of the Commissioner
Map & Driving Directions to the Northern Nevada Examination and CPA Office
Advisory Opinions, Declaratory Orders & Attorney General Opinions
2021
Refinance of High-Interest Loans-NRS 604A.5057(2)
December 8, 2021
/uploadedFiles/fidnvgov/content/Opinion/Refinance NRS 604A.5057(2) 12.2021.pdf
FID vs. TitleMax – Supreme Court Decision on Refinances of 210-day Title Loans and Fair Market Value of the Vehicle Loan Amount Limitations
/uploadedFiles/fidnvgov/content/Opinion/Opinion/TitleMax II-NSC Opinion-9-23-2021.pdf
2020
Declaratory Order Regarding Exemption of Internet Lenders from In-state Office Requirement Under NRS Chapter 675. Petitioner Hudson Cook on Behalf of Earnest Operations, LLC.
June 29, 2020
/uploadedFiles/fidnvgov/content/Opinion/Hudson Cook_Earnest Declaratory Order.pdf
2019
Senior Solutions Group, Inc. – NRS 628B-Hourly Billing Requirements
/uploadedFiles/fidnvgov/content/Opinion/Opinion/Senior Solutions Advisory Opinion 10.2019.pdf
2018
Alliance Financial Network, Inc. dba eXPO –Applicability of NRS Chapter 671 and NAC Chapter 671
July 13, 2018
/uploadedFiles/fidnvgov/content/Opinion/Alliance Financial Network Inc dba eXPO July 13 2018.pdf
2017
Nevada Attorney General Opinion Regarding Retail Installment Contracts (RISC) Motor Vehicle Dealers. Whether a Person who Purchases or Takes an Assignment of a RISC Pursuant to the Provisions of Chapter 97 of the NRS, is Required to be Licensed under Chapter 675 of the NRS the Installment Loan and Finance Act
/uploadedFiles/fidnvgov/content/Opinion/Opinion/AGO_Opinion Retail Installment Contracts 4-17-2017.pdf
Nevada Attorney General Opinion Regarding Credit Retailer Licenses; Whether an Entity that Finances the Sale of its Own Product is Required to be Licensed Pursuant to Chapter 675 of the NRS the Installment Loan and Finance Act
/uploadedFiles/fidnvgov/content/Opinion/Opinion/AGO Opinion-Credit Retailer Licenses 1-27-2017.pdf
2016
NRS 649-059 and NAC 649-280 Advisory Opinion- Collection Agencies Machine-Derived and Customizable Forms
/uploadedFiles/fidnvgov/content/Opinion/Opinion/NRS 649-059 and NAC 649-280 Advisory Opinion 12-5-2016.pdf
NRS 675.060 and NRS 604A Advisory Opinion - Convertible Debenture Investments
/uploadedFiles/fidnvgov/content/Opinion/Opinion/NRS 675.060 and NRS 604A Advisory Opinion - Convertible Debenture Investments.pdf
NRS 671.055 and NAC 671.007 Advisory Opinion
/uploadedFiles/fidnvgov/content/Opinion/Opinion/TIO Advisory Opinion - NRS 671 055 and NAC 671 007.pdf
2015
No opinions posted for 2015.
2014
Appeal Decision Eight Judicial District Court - Declaratory Relief Action seeking clarification on NRS 604A.425
November 13, 2014
http://fid.nv.gov/uploadedFiles/fidnvgov/content/Opinion/Opinion/2014-11-13_CheckCity_vs_FID.pdf
2012
Real Estate Division Advisory Opinion; Homeowners Association Assessments and the Super Priority Lien
December 12, 2012
http://fid.nv.gov/uploadedFiles/fidnvgov/content/Opinion/Opinion/2012-12-12_13-01-116.pdf
Nevada Attorney General Opinion Regarding Interpretation and Application of 604A.480
October 30, 2012
/uploadedFiles/fidnvgov/content/Opinion/Opinion/2012-10-30_AG_OpinionNRS604A-Updated 2-6-17.pdf
HOA Collection Agency Withdrawal Order
July 5, 2012
http://fid.nv.gov/uploadedFiles/fidnvgov/content/Opinion/Opinion/2012-07-05_HOA_CollectionAgency-WithdrawalOrder-AdvisoryOpinion.pdf
Advanced Check Cashing & Payday, Declaratory order regarding the inclusion of interest and other charges in the limitation of amount of deferred deposit loans under NRS 604.425
March 29, 2012
http://fid.nv.gov/uploadedFiles/fidnvgov/content/Opinion/Opinion/2012-03-05_Advanced Ck_Dec Order.pdf
Attorneys Acting as Collection Agencies
March 22, 2012
http://fid.nv.gov/uploadedFiles/fidnvgov/content/Opinion/Opinion/2012-03-22_OPINION_AttorneyActingAsCollectionAgency.pdf
2010
Petition for Advisory Opinion regarding Legal Lending Limits
September 8, 2010
http://fid.nv.gov/uploadedFiles/fidnvgov/content/Opinion/Opinion/2010-09-08_AO_LegalLendingLimits_662_145Grady.pdf
Matthew D. Saltzman, Esq., Kolesar & Latham, Chtd. Well Fargo Financial Center; Petition for Advisory Opinion Regarding NRS 662.015
March 26, 2010
http://fid.nv.gov/uploadedFiles/fidnvgov/content/Opinion/Opinion/AO-OREO662015-SWUSA.pdf
2009
SFC of Nevada, LLC, d.b.a. Maverick Financial; Declaratory Order and Advisory Opinion Regarding Mandatory Disclosures for Loans Made Pursuant to NRS 604A.480
December 10, 2009
http://fid.nv.gov/uploadedFiles/fidnvgov/content/Opinion/Opinion/2009-12-10_DeclaratoryOrder_AdvisoryOpinion_SFC_of_Nevada.pdf
Lighthouse Financial Group of Nevada, Inc.; Declaratory Order and Advisory Opinion Regarding Interest That Can Be Collected During Repayment Plan Period Pursuant to NRS Chapter 604A
December 1, 2009
http://fid.nv.gov/uploadedFiles/fidnvgov/content/Opinion/Opinion/2009-12-01_604ADeclaratoryOrderAndAdvisoryOpinion-LighthouseFinancialGroupOfNevadaInc.pdf